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Ethan's Resilient Insurance LLC
Programs
No available programs
Questions & Answers
The Marketplace is best for those with major pre-existing conditions or those needing maternity coverage. It is affordable if you are under the income threshold that qualifies you for government subsidies. If you aren't getting government assistance, you are most likely over paying. These plans are mostly high premium & high deductibles because everyone can get on them.
Private plans are medically underwritten, meaning you have to qualify based on your health. Since you are in a lower-risk pool of people, you get a lower premium and lower rates. You also can get better benefits upfront with 0 dollar deductibles and PPO Networks.
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